2425 14th Ave S, Minneapolis, MN 55404, USA contact@familycoverinsurance.com Mon – Fri: 8:30 AM – 6:30 PM | Sat: 10:00 AM – 3:00 PM
Rated 4.9/5 by 3,200+ Minnesota families

Insurance that protects the whole family — under one roof

Home, health, auto, life, pet, business and travel cover compared side by side by licensed local advisors. You get the right protection at the right price, and a real person to call when life doesn't go to plan.

  • Independent — we compare 20+ rated carriers, not just one
  • Most quotes delivered within one business day
  • Dedicated claims advocate for every family we insure
  • Average household saving of $860 per year after review

Get a free quote in 60 seconds

No obligation. No spam calls. Your details stay with us.

256-bit secure Licensed advisors Reply in 24 hrs

Licensed & Independent

Advisors licensed in all 50 states, working for you — not for one carrier.

18,500+ Families Covered

Households and small businesses protected since 2009.

97.4% Claims Settled

We stay on your side from first notice of loss to final payment.

24/7 Claims Helpline

Because burst pipes and fender benders don't wait for office hours.

What we cover

Complete protection for every part of family life

Seven lines of cover, one advisor, one renewal date. Pick what you need today and add the rest as your life grows — we re-shop your policies every year at no cost.

Property Home Insurance coverage from Family Cover Insurance

Home Insurance

Shield the four walls your family grows up in — dwelling, belongings, liability and temporary living costs after a covered loss.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Home Insurance
Family Health Insurance coverage from Family Cover Insurance

Health Insurance

Affordable medical cover for every age — doctor visits, prescriptions, hospital care, maternity and preventive check-ups.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Health Insurance
Vehicle Auto Insurance coverage from Family Cover Insurance

Auto Insurance

Liability, collision and comprehensive protection for your cars, with roadside help and rental cover when you need it.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Auto Insurance
Legacy Life Insurance coverage from Family Cover Insurance

Life Insurance

Income replacement, mortgage payoff and future security for the people who depend on you — term and whole life options.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Life Insurance
Pets Pet Insurance coverage from Family Cover Insurance

Pet Insurance

Vet bills covered for accidents and illnesses so you never have to choose between your budget and your pet's health.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Pet Insurance
Commercial Business Insurance coverage from Family Cover Insurance

Business Insurance

General liability, commercial property, workers' compensation and cyber cover built for small and growing businesses.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Business Insurance
Travel Travel Insurance coverage from Family Cover Insurance

Travel Insurance

Trip cancellation, medical emergencies abroad, lost baggage and delay cover for family vacations and business trips.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Travel Insurance
Why families switch to us

An advisor in your corner, not a salesperson on commission

Big comparison sites sell your phone number to whoever pays most. We do the opposite: one named advisor, a written recommendation with the reasoning behind it, and a yearly review that checks your cover still matches your life.

Honest gap analysis

We audit your current policies line by line and show you exactly where you are under-insured or over-paying — even if the answer is "keep what you have".

20+ rated carriers compared

Homeowners, auto, life and specialty markets in one search, so you are not stuck with the first quote.

Claims advocacy included

When you file, our claims advocate documents, follows up and negotiates on your behalf — free, forever.

Local, human, accountable

A real office in Minneapolis, real people who know your file, and a direct number that gets answered.

Family Cover Insurance advisors meeting clients in Minneapolis
4.9 / 5 client rating
15+ years experience

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Families covered

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Average annual saving

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Claims settled

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Claims helpline

Simple process

Getting properly covered takes four steps

No jargon, no pressure, no endless phone tag. Most families are fully quoted within one business day of their first conversation with us.

1

Tell us about your family

A two-minute form or a 15-minute call. We ask about your home, cars, health needs, dependents and budget — nothing intrusive.

2

We compare the whole market

Your advisor runs your details across 20+ carriers and shortlists the three policies that genuinely fit, not the three that pay us most.

3

You get it in plain English

A written side-by-side summary of cover, limits, deductibles and price, with our recommendation and the reasoning behind it.

4

We stay with you after binding

Annual policy reviews, renewal re-shopping, help with every claim, and a direct line whenever life changes.

Client stories

What families across America say about us

Real reviews from policyholders who trusted us with their home, health, car, life, pet and business cover.

Latest blog

Practical guides that could save you money this month

Home Insurance How to Protect Your Home During Storm Season
August 28, 2025 7 min read

How to Protect Your Home During Storm Season

Severe weather causes more than half of all home insurance claims in the Upper Midwest. Here is the practical, room-by-room checklist our adjusters wish every homeowner completed before the first warning siren.

Read full article
We call you back

Prefer to talk it through? Pick a time and we will call you.

Fifteen minutes with an advisor is usually enough to tell you whether your current cover is right, and what it would cost to fix it. Choose a slot that suits you — mornings, evenings and Saturdays are all available.

  • Free, no-obligation policy and price review
  • Written summary emailed to you after the call
  • Speak to the same advisor every time — no hand-offs
  • In-person meetings at our Minneapolis office or your kitchen table

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Not sure where to start? Bundle and save.

Families who place two or more policies with us save an average of 14% and get a single renewal date, one advisor and one claims number.

Visit our office

2425 14th Ave S
Minneapolis, MN 55404, USA

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